So… let’s assume that you need an accounting firm.

Why consider Balsamo, Stewart, Lutters & Ruth?


  • Client oriented
    YOUR needs are what’s important, not ours. Period.
  • No surprises
    Fees & tax payments are planned for, and meeting deadlines to keep your business on top of government requirements is of utmost concern. No surprises from us, no surprises from Uncle Sam.
  • Depth of talent and experience
    You get the benefits of four partners that have large firm experience – over 100 years of total combined practice experience overall.
  • Customized services
    That is, customized to your specific needs. No more than needed, and delivered on time.
  • Breadth of services
    With assurance, tax, estate and gift, payroll, QuickBooks® consulting, accounting/bookkeeping, and other services, all of your accounting-related needs can be met under one roof.
  • Classic services
    We do NOT sell services or products provided by other specialists like stock brokers, insurance, etc. You need accounting services, and that’s what you get – plain and simple.
  • Community service
    No other organization of any kind in Harford County even comes close. You’ve got our word on that!
  • Bottom line… With our small-town rates and superior, client-focused service, you simply can’t go wrong in hiring us. Just ask any of our clients.

So now the real question is: Why would you consider anyone else (other than a close relative)?

Balsamo, Stewart, Lutters and Ruth is the small business accounting firm of choice for so many Harford and Cecil County businesses because of our competitive rates, top-notch service, and commitment to the best interests of our clients. Sure, the superior income tax services, business accounting, bookkeeping, payroll and QuickBooks® services we offer make us a good choice, but it is the personalized service you receive that make usthe best choice to help your business stay on top of all accounting-related matters.

Please call BSLR today at (410) 879-3535.